Rupiah Stability Model in KPW Maluku

Authors

DOI:

https://doi.org/10.30659/jrbi.v23i1.51470

Keywords:

Currency, Financial, Literacy, Rupiah, Stability.

Abstract

Rupiah stability is a key indicator of public trust and national economic resilience. This study examines the effect of financial literacy and rupiah usage preference on public understanding of currency stability in Maluku. A quantitative survey was conducted with 100 respondents who had been exposed to the Love, Pride, Understand Rupiah (CBPR) program. Multiple linear regression analysis reveals that financial literacy has a significant positive effect on the understanding of rupiah stability. Similarly, rupiah usage preference significantly contributes to better understanding of currency stability. Together, these variables account for 54.1% of the variation in public understanding, while the remaining 45.9% is influenced by external factors such as macroeconomic conditions and socio-cultural aspects. The findings highlight the critical role of improving financial literacy and fostering loyalty to the rupiah in supporting the effectiveness of CBPR and strengthening rupiah stability in Indonesia.

Author Biographies

  • Fridolin Latukarlutu, Sultan Agung Islamic University
    STUDENT
  • Widodo Widodo, Sultan Agung Islamic University
    LECTURER

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Published

2026-02-22

Issue

Vol. 23 No. 1 (2026): January 2026

Section

Articles

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