Execution of Fiduciary Guarantees against Defaulting Debtors Who Resist the Execution

Penulis

Abstrak

This research aims to determine the obstacles in the implementation of the fiduciary guarantee execution process. As well as to find out the efforts made by the bank in carrying out the execution process. Method The approach in this research is the Sociological Juridical research method. This research specification uses descriptive analysis. The type of data used in this research is primary data including Law Number 42 of 1999 concerning Fiduciary Guarantees, the Civil Code, as well as secondary data containing documents and other supports. Collecting research data using interview techniques and studying documents or library materials. The data analysis method used in analyzing the data is qualitative analysis. The results of this research are: (1) The executive power possessed by the Fiduciary Guarantee is the same as a court decision which has permanent legal force, this is because the Object of the Fiduciary Guarantee has included instructions which read "For the sake of Justice Based on Belief in One Almighty God". Obstacles and solutions found in the process of executing fiduciary collateral objects include resistance from the executed party through civil lawsuits, through debt acknowledgment letters, and through selling collateral carried out privately or through an auction. Keywords: Agreement; Credit; Executorial; Fiduciary; Guarantee.

Referensi

Amiruddin, 2005, Pengantar Metode Penelitisaan Hukum, Universitas Indonesia Press, Jakarta,

Binov Handitya, 2021, Redesign The Relevance of Justice In Debtor Protection Related to Parate Executions Performed By Separate Creditors In Liability Agreements, Jurnal Akta, Vol. 8, No. 4,

Diah Sulistyani R.S, Muhammad Junaidi, 2019 eksekusi Jaminan Fidusia Dalam Kajian Undang- Undang Nomor 42 Tahun 1999 Tentang Jaminan Fidusia Soegianto, Jurna IUS Constituendum, Volume 4 Nomor 2,

H.P.Pangabean, 2012, Praktik Standaart Contract dalam Perjanjian Kredit Perbankan, Bandung, PT.Alumni,

Mohammad Djumhana, 2003, Hukum Perbangkan di Indonesia, Ctra Aditya, Bandung,

Sugiyono, Heru, 2017, Perlindungan Hukum Terhadap Pihak Ketiga Sebagai Pemilik Jaminan Ketika Tidak Dilaksanakannya Prinsip Kehati-Hatian Oleh Bank Dalam Perjanjian Kredit Dengan Memakai Jaminan, Jurnal Yuridis, Vol. 4, No. 1,

Supianto’, 2015, Hukum Jaminan Fidusia, Jember, Garudhawaca.

Unduhan

Diterbitkan

2023-09-09

Terbitan

Vol 1 No 3 (2023): September 2023

Bagian

Articles

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