Legal Analysis of the Creditor Agreement as a Legal Basis for Changing Ownership Rights to Land Still Bound by Mortgage Rights from an Individual to a Legal Entity in the city of Cirebon
Abstract
Various provisions in Article 7 and the explanation of Article 7, Article 11, Article 13, and Article 14, as well as Article 18 of the Republic of Indonesia Law Number 4 of 1996 concerning Mortgage Rights on Land and Objects Related to Land, emphasize that the creditor's agreement as a legal basis for changing ownership rights on land that is still bound by mortgage rights from individuals to Legal Entities cannot be carried out. However, in reality, in the case of the Cirebon City Science Development Foundation, there has been a transfer of ownership rights over the land object to which the Mortgage Right agreement is attached. The approach method used in compiling this paper is normative legal research (normative legal research method). Based on the research results, it can be seen thatThe provisions in Article 7 and the explanation of Article 7, Article 11, Article 13, and Article 14, as well as Article 18 of the Republic of Indonesia Law Number 4 of 1996 concerning Mortgage Rights on Land and Objects Related to Land, confirm that the creditor's agreement as a legal basis for changing ownership rights on land that is still bound by mortgage rights from an individual to a Legal Entity in the case of the Cirebon City Science Development Foundation is not clearly regulated in the Republic of Indonesia Law Number 4 of 1996 concerning Mortgage Rights on Land and Objects Related to Land. The creditor's agreement as a legal basis for changing ownership rights over land that is still bound by mortgage rights from individuals to legal entities in the case of the Cirebon City Science Development Foundation does not have clear and strong legal certainty, this can result in the rights of creditors and debtors being violated, this is because the implementation of changing ownership rights over land that is still bound by mortgage rights from individuals to legal entities in the case of the Cirebon City Science Development Foundation based on the creditor's agreement as a legal basis can result in misbruik van omstandigheden.
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