Validity of Authentic Deed of Credit Agreement Whose Signing is Done Circularly

Ruffiana Indah Mulyawati, Bambang Tri Bawono

Abstract


Abstract. This study aims to determine and analyze the validity of authentic deeds of banking credit agreements signed in a circular manner, to determine and analyze the legal consequences of signing authentic deeds of credit agreements signed in a circular manner. This study uses a normative legal research method and uses the Legislation approach method. The type of data used in this study is secondary data which includes primary legal data including the 1945 Constitution; Law Number 2 of 2014 concerning Amendments to Law Number 30 of 2004 concerning the Position of Notary, as well as secondary data containing books and other supporting documents. Data collection used in this study is a literature study. The data analysis method in this study is prescriptive as proposed by Mukti Fajar and Yulianto Acmad. Based on this study, it is concluded that a credit agreement can be degraded into a private deed if the signing is carried out in a circular manner or not simultaneously. The person appearing who is not present when signing the deed violates the provisions of Article 44 paragraph (1) of the Notary Law which states that "Immediately after the deed is read, the deed is signed by each person appearing, witness, and Notary, unless there is a person appearing who cannot sign by stating the reason, because the signing of the deed cannot be done immediately after the deed is read by the Notary. If there is degradation of the deed and it is detrimental to the parties, the Notary can be held civilly responsible, namely being sued for damages, costs and interest.

Keywords: Deed; Degradation; Position; Signing.


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References


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