SCIENTOMETRIC ANALYSIS OF DIGITAL BANKING: FUTURE ISLAMIC DIGITAL BANK IN INDONESIA
DOI:
https://doi.org/10.30659/ijibe.7.2.125-137Keywords:
Digital Banking, Islamic Bank, Indonesia, ScientometricsAbstract
This study maps out research related to the development of research trends in digital banking themed papers published by leading journals that have been indexed by Scopus from 1976 to 2021. The analysis focuses on trends in keywords, authors and journals of 873 digital banking themed papers. publication. The results of the scientometric analysis mapping are then studied more deeply to review development strategies related to digital banking that can be adopted by Islamic banking in Indonesia. This study uses descriptive statistical methods and bibliometric analysis using biblioshiny R software to determine bibliometric maps. The flow of economic digitization requires banks to transform in order to maintain their role and position as the main intermediary institution in the financial system as well as the transmission axis of monetary policy. Digital transformation requires banks to be able to adapt the business innovation model used, organizational structure, work culture, and infrastructure they have. Islamic banking is required to be a solution by offering services and innovations through digital channels. The main thing is how to find the right balance between efforts to optimize opportunities and carry out various digital innovations in an effort to increase market share in the future.
References
Alalwan, A. A., Dwivedi, Y. K. and Rana, N. P. (2017) ‘Factors influencing adoption of mobile banking by Jordanian bank customers: Extending UTAUT2 with trust’, International Journal of Information Management, 37(3), pp. 99–110. doi: 10.1016/j.ijinfomgt.2017.01.002.
Ali, M. A., Bashar A., Rabbani, M. R. and Abdullah, Y. (2020). Transforming Business Decision Making with Internet of Things (IoT) and Machine Learning (ML). Accepted for IEEE conference. (IEEE explore). DASA’20.
Ali, M. (2020) ‘Challenges for the Islamic Finance and banking in post COVID era and the role of Fintech M. Kabir Hassan 1 , Mustafa Raza Rabbani 2 and Mahmood Asad Mohd. Ali 3’, 3, pp. 93–116.
Alkhowaiter, W. A. (2020) ‘Digital payment and banking adoption research in Gulf countries: A systematic literature review’, International Journal of Information Management, 53(September 2019), p. 102102. doi: 10.1016/j.ijinfomgt.2020.102102.
Aziz, M. R. A. et al. (2021) ‘Bibliometric Analysis Of Literatures On Digital Banking And Financial Inclusion Between 2014-2020’, Library Philosophy and Practice, 2021, pp. 1–31.
Broby, D. (2021) ‘Financial technology and the future of banking’, Financial Innovation, 7(1). doi: 10.1186/s40854-021-00264-y.
Choudhury, M. A., & Hassan, A. (2014), “The challenge in poverty alleviation: role of Islamic microfinance and social capital,†Humanomics.
Galazova, S. S. and Magomaeva, L. R. (2019) ‘The transformation of traditional banking activity in digital’, International Journal of Economics and Business Administration, 7(2), pp. 41–51. doi: 10.35808/ijeba/369.
HARALAYYA, B. (2021) ‘How Digital Banking Has Brought Innovative Products and Services To India’, Journal of Advanced Research in Quality Control and Management, 6(1), pp. 16–18. Available at: https://www.researchgate.net/publication/352681606_HOW_DIGITAL_BANKING_HAS_BROUGHT_INNOVATIVE_PRODUCTS_AND_SERVICES_TO_INDIA.
Hassan, A., & Harahap, S. S. (2010), “Exploring corporate social responsibility disclosure: the case of Islamic banks,†International Journal of Islamic and Middle Eastern Finance and Management.
Hassan, M. K., Rabbani, M. R. and Mahmood, M. A. (2020) ‘Challenges for the islamic finance and banking in post COVID era and the role of Fintech’, Journal of Economic Cooperation and Development, 41(3), pp. 93–116.
Jana, D. S., Khedkar, A. E. and Khedkar, C. E. (2021) ‘Digital Banking: the Future of Banking’, Vidyabharati International Interdisciplinary Research Journal, 12(2). Available at: https://www.hdfcbank.com.
JenÃk, I., Flaming, M. and Salman, A. (2020) ‘Inclusive Digital Banking: Emerging Markets Case Studies’, (October), pp. 1–48.
Jugurnath, B. et al. (2018) ‘Fintech and Digital Banking : Perception and Usage in Mauritius ’, International Conference on Business, Management and Accounting, (April), pp. 7–33. Available at: http://caal-inteduorg.com/proceedings/ibsm5/M2-05.pdf.
Litvishko, O. et al. (2020) ‘Impact of the Digital Economy on the Banking Sector’, E3S Web of Conferences, 159, pp. 1–10. doi: 10.1051/e3sconf/202015904033.
Matt, C., Hess, T. and Benlian, A. (2015) ‘Digital Transformation Strategies’, Business and Information Systems Engineering, 57(5), pp. 339–343. doi: 10.1007/s12599-015-0401-5.
Omarini, A. E. (2018) ‘Banks and Fintechs: How to Develop a Digital Open Banking Approach for the Bank’s Future’, International Business Research, 11(9), p. 23. doi: 10.5539/ibr.v11n9p23.
Rabbani, M. R. and Khan, S. (2020) ‘Agility and fintech is the future of islamic finance: a study from islamic banks in bahrain’, International Journal of Scientific and Technology Research, 9(3), pp. 6955–6957. doi: 10.2139/ssrn.3783171.
Rusydiana, A., Sanrego, Y. and Rahayu, S. (2021) ‘Modeling Islamic Economics and Finance Research: A Bibliometric Analysis’, International Journal of Islamic Economics and Finance (IJIEF), 4(1), pp. 149–176. doi: 10.18196/ijief.v4i1.8966.
Sardana, V. and Singhania, S. (2018) ‘Digital Technology in the Realm of Banking: A Review of Literature’, ~ 28 ~ International Journal of Research in Finance and Management, 1(2), pp. 1–6. Available at: https://www.researchgate.net/publication/329514279.
Shaikh, A. A., Glavee-Geo, R. and Karjaluoto, H. (2017) ‘Exploring the nexus between financial sector reforms and the emergence of digital banking culture – Evidences from a developing country’, Research in International Business and Finance, 42(July), pp. 1030–1039. doi: 10.1016/j.ribaf.2017.07.039.
Sugiyono. 2008. Metode Penelitian Bisnis. Alfabeta: Bandung.
Thakor, A. V. (2020) ‘Fintech and banking: What do we know?’, Journal of Financial Intermediation, 41(July). doi: 10.1016/j.jfi.2019.100833.
Todorof, M. (2018, August), “Shariah-compliant fintech in the banking industry,†In ERA Forum (Vol. 19, No. 1, pp. 1-17). Springer Berlin Heidelberg.
Van Eck, N. J., & Waltman, L. (1996). VOS: A new method for visualizing similarities between objects. In Advances in data analysis (pp. 299-306). Springer, Berlin, Heidelberg
Vives, X. (2019) ‘Digital Disruption in Banking’, Annual Review of Financial Economics, 11, pp. 243–272. doi: 10.1146/annurev-financial-100719-120854.
Wijaya, T. (2013). Metodologi penelitian ekonomi dan bisnis teori dan praktik. Yogyakarta: Graha Ilmu.
Zamer, K. Z. (2018) ‘Islamic Banking: A New Approach for Financial Inclusion’, International Journal of Economics and Finance, 10(7), p. 118. doi: 10.5539/ijef.v10n7p118
Downloads
Published
Issue
Section
License
License and Copyright AgreementIn submitting the manuscript to the journal, the authors certify that:
- They are authorized by their co-authors to enter into these arrangements.
- The work described has not been formally published before, except in the form of an abstract or as part of a published lecture, review, thesis, or overlay journal.
- That it is not under consideration for publication elsewhere,
- That its publication has been approved by all the author(s) and by the responsible authorities – tacitly or explicitly – of the institutes where the work has been carried out.
- They secure the right to reproduce any material that has already been published or copyrighted elsewhere.
- They agree to the following license and copyright agreement.
Authors who publish with IJIBE agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
- Open Data Commons Attribution License, http://www.opendatacommons.org/licenses/by/1.0/ (default)
- Creative Commons CC-Zero Waiver, http://creativecommons.org/publicdomain/zero/1.0/
- Open Data Commons Public Domain Dedication and Licence, http://www.opendatacommons.org/licenses/pddl/1-0/
Open Data and Software Publishing and Sharing
The journal strives to maximize the replicability of the research published in it. Authors are thus required to share all data, code or protocols underlying the research reported in their articles. Exceptions are permitted but have to be justified in a written public statement accompanying the article.
Datasets and software should be deposited and permanently archived inappropriate, trusted, general, or domain-specific repositories (please consult http://service.re3data.org and/or software repositories such as GitHub, GitLab, Bioinformatics.org, or equivalent). The associated persistent identifiers (e.g. DOI, or others) of the dataset(s) must be included in the data or software resources section of the article. Reference(s) to datasets and software should also be included in the reference list of the article with DOIs (where available). Where no domain-specific data repository exists, authors should deposit their datasets in a general repository such as ZENODO, Dryad, Dataverse, or others.
Small data may also be published as data files or packages supplementary to a research article, however, the authors should prefer in all cases a deposition in data repositories.
This work is licensed under a Creative Commons Attribution 4.0 International License.



