Credit Agreement and Notary-PPAT Responsibilities for Deed of Mortgage

Penulis

DOI:

https://doi.org/10.30659/sanlar.2.3.187-195

Kata Kunci:

Credit, Agreement, Mortgage

Abstrak

Banks are one financial institution that has an important role in the economy of a country. The problems in this study are (1) What are the factors that hamper the credit agreement and the responsibility of the Notary-PPAT in making the Deed of Granting Mortgage to the BPD Bank of Central Java?, 2) What is the legal consequence if the Notary-PPAT is late in making the Deed of Granting Mortgage to Bank BPD Central Java?, 3) How is the settlement if the Notary-PPAT is late in making the Deed of Granting Mortgage to the Bank BPD Central Java? The method used is the sociological juridical approach, the research specification is analytical descriptive. The results of this study are (1) The cost of increasing SKMHT to APHT because the process of certification of SKMHT objects that have not been registered requires expensive costs. 2) Based on that, SKMHT needs to be regenerated if APHT is to be made. 3) By making a new Power of Attorney Charge (SKMHT), which of course must be with the approval of creditors and debtors.

Referensi

Journal:

Chusna, Amalia., & Hafidz, Jawade. (2019). The Role of the Notary in the Credit Agreement with Mortgage Guarantee (Case Study in the Bank Tabungan Negara (Persero) Tbk). JURNAL AKTA: Vol. 6, No. 4, 719-726. Retrieved from http://jurnal.unissula.ac.id/index.php/akta/article/view/7668

Suroto, Pendekatan Institusionil dan Analisis Model Kebijakan Terhadap SK. Direksi Bank Indonesia No. 27/162/Kep/1995, Tentang Pedoman Penyusunan Kebijakan Perkreditan Rakyat (PPKB), Jurnal Ilmiah, Hukum dan Dinamika Masyarakat, Vol. 22, No, 33 Oktober 2004, April 2004, Accessed 30 January 2020

Books:

A.P. Parlindungan. (1999). Pendaftaran Tanah Indonesia. Bandung: Mandar Maju

Abdurrahman, Soejono. (1998). Prosedur Pendaftaran Tanah Hak Milik, Hak Sewa Bangunan, Hak Guna Bangunan. Jakarta: Rineka Cipta

Adjie, Habib. (2008). Hukum Notaris Indonesia, Tafsir Tematik Terhadap UndangUndang Nomor 30 Tahun 2004 Tentang Jabatan Notaris. Bandung: RefikaAditama

Andarsasmita, Komar. (1990). Contoh Akta Otentik Dan Penjelasan (Notaris II). West Java: West Java Regional Indonesian Notary Association

Arbi, Syarif. (2013). Lembaga: Perbankan, Keuagan dan Pembiayaan, Print. 1, Yogyakarta: BPFE Universitas Gajah Mada

Harsono, Boedi. (2007). Hukum Agraria Indonesia, Himpunan Peraturan-Peraturan Hukum Tanah. Jakarta: Djambatan

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Patrik, Purwahid & Kashadi. (2008). Hukum Jaminan. Edisi Revisi dengan UUHT. Semarang: Faculty of Law, University of Diponegoro Semarang

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Suharto, Edi. (2008). Kebijakan Sosial Sebagai Kebijakan Publik. Bandung: CV Alfabeta

Supriadi. (2012). Hukum Agraria. Bandung: Sinar Grafika

Sutedi, Adrian. (2006). Implikasi Hak Tanggungan Terhadap Pemberian Kredit oleh Bank dan Penyelesaian Kredit Bermasalah. Jakarta: BP. Cipta Jaya

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Regulations:

Constitution Republic of Indonesia 1945

Act No. 10 of 1998 on Banking

Act No. 4 of 1996 concerning Mortgage Rights to Land and Objects Related to Land

Act No. 5 of 1960 concerning Basic Agrarian Regulations

Interview:

Interview with Agung Prasetyo, as the Debtor of the BPD Central Java Pekalongan Branch on January 29, 2020

Interview with Handojono Halimana, as Notary-PPAT City of Pekalongan on January 28, 2020

Unduhan

Diterbitkan

2020-10-07

Terbitan

Vol 2 No 3 (2020): September 2020

Bagian

Articles

Lisensi

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