Notary's Responsibility for Covernote Issuance as the Basis for the Bank's Trust in the Credit Agreement
DOI:
https://doi.org/10.30659/jdh.v6i1.27157Kata Kunci:
Agreement, Covernote, Credit, Liability.Abstrak
Cover note as a certificate that the customer's land documents for credit applications are still in the process of certification, roya process, transfer of name, or splitting process if they are certified. However, in practice there are banks that use Covernote as a basis for credit disbursement. In matters of legal status, the Covernote issued by a Notary in the disbursement process carried out by the Bank and how the credit disbursement process by the Bank is based on the Covernote. This study aims to identify and explain the responsibilities of a Notary in publishing a Covernote and also the legal power of a Covernote. The discrepancy that occurs between the statement in the Covernote and the reality on the ground, the Notary must be responsible, whether criminally, civilly, or morally responsible.Referensi
Journals
Gusriadi and Taufiq El Rahman, Perlindungan Hukum Terhadap Kreditur Akibat Surat Kuasa Membebankan Hak Tanggungan Yang Terdegradasi Sebagai Akta Di Bawah Tangan, Jurnal Hukum UNISSULA, Vol. 37 No. 2, December, 2021.
Widya Indrayeni, Akibat Hukum Diterbitkannya Covernote oleh Notaris terhadap Pihak Pihak yang berkepentingan dalam Transaksi Kredit Perbankan, Tesis, Fakultas Hukum Magister Kenotariatan Universitas Indonesia, Depok, 2012.
Singgih Budiyono and Gunarto, Akibat Hukum Covernote yang dijadikan Dasar Perjanjian Kredit di Perbankan, Jurnal Akta, Vol.4, No.4, Semarang: Magister Kenotariatan Fakultas Hukum UNISSULA, 2017.
Books
Tobing, G.h. S Lumban, (1992). Peraturan Jabatan Notaris, Erlangga, Jakarta,
Subekti, (1991). Pokok-Pokok Hukum Pedata, Jakarta: Intermasa,
Muhammad Djumhana, (2012). Hukum Perbankan di Indonesia, cet. Ke 6, Bandung: Citra Aditya Bakti,
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Habib Adjie, (2012). Bernas-Bernas Pemikiran di Bidang Notaris dan PPAT, Mandar Maju, Bandung,
R. Soegondo, (1993), Hukum Notariat di Indonesia Suatu Penjelasan, Raja Grafindo Persada, Jakarta,
Regulation
Government Regulation concerning Position Regulations for Officials Making Land Deeds Number 37 of 1998, Ps. 1
Indonesia, Act No. 2 of 2014 concerning Amendments to Act No. 30 of 2004 concerning the Position of Notary Public, LN No.3 of 2014
Article 15 Act No. 2 of 2014 concerning Amendments to Act No. 30 of 2004 concerning the Position of Notary
Unduhan
Diterbitkan
Terbitan
Bagian
Lisensi
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