Bank Responsibility for State Officials' Transactions in the Effort to Prevent and Eradicating Money Laundering

Eri Suhendra

Abstract


This study aims to determine and analyze the treatment of banks towards state officials' transactions and the bank's responsibility for state officials' transactions in the effort to prevent and eradicate money laundering. The approach method in this study is sociological juridical. The research specification is analytical descriptive research. The data required includes field research data taken using the interview method and library research data. The data analysis method uses qualitative data analysis. Based on the research, it was concluded that banks implement further due diligence or Enhanced Due Diligence (EDD) on state administrators' transactions in an effort to prevent and eradicate money laundering. The bank's responsibility for the state administrator's transactions has legal consequences in the form of administrative sanctions by the Financial Services Authority.

Keywords


Responsibility, Bank, Politically Exposed Persons, Money Laundering

References


Papendang, Aprilya Altji. 2016. Hak dan Kewajiban Nasabah Bank serta Perlindungan Hukum Menurut Undang-Undang Nomor 10 Tahun 1998, dalam Jurnal Lex Administratum, Vol. IV/No. 3/Mar/2016.

Permatarani, Andini Dyahlistia dan R. Sugiharto. 2023. Implementation of Notary Marking at State-Owned Commercial Banks as High Risk Customers in the Context of Preventing and Eradicating Money Laundering Crimes, dalam Tabellius Journal of Law, Volume 1 No. 3, September 2023, ISSN 2988-6201, Master of Notarial Law Universitas Islam Sultan Agung Semarang. https://jurnal.unissula.ac.id/index.php/tabelius/search/authors/view?firstName=Andini%20Dyahlistia&middleName=&lastName=Permatarani&affiliation=unissula&country=ID, diakses 19 Oktober 2024.

Yanuar, Muh Afdal. 2023. Diskrepansi Antara Objek Kewajiban Pelaporan Bagi Bank Berdasarkan Undang-Undang Pencucian Uang Dengan Yang Wajib Dirahasiakan Berdasarkan Ketentuan Anti-Tipping Off. AML/CFT Journal: Journal of Anti-Money Laundering/Countering The Financing of Terrorism, Vol. 02 No. 01 (Desember 2023), ISSN: 2963-220X (p); 2964-626X (e).

Books:

Ikatan Bankir Indonesia (IBI) dan Forum Komunikasi Direksi Kepatuhan Perbankan (FKDKP). 2018. Culture Start From The Top: Membangun Budaya Kepatuhan. Jakarta: PT Gramedia Pustaka Utama.

Ridwan, HR. 2006. Hukum Administrasi Negara. Jakarta: PT Raja Grafindo Persada.

Sutedi, Adrian. 2014. Tindak Pidana Pencucian Uang. Bandung: PT Citra Aditya Bakti.

Tampubolon, Robert. 2004. Risk Management: Qualitative Approach Applied to Commercial Banks. Jakarta: PT Elex Media Komputindo.

Internet:

https://www.ppatk.go.id/backend/assets/uploads/20161003080031.doc, diakses 02 November 2024.

https://antikorupsi.org/sites/default/files/dokumen/Kajian%20Pejabat%20Publik%20dan%20Afiliasi%20Bisnis%20Energi_.pdf, diakses 02 Juli 2024.

https://news.detik.com/berita-jawa-timur/d-4709166/rekam-jejak-fuad-amin-eks-bupati-bangkalan-sebelum-meninggal-dunia, diakses 06 Juli 2024.

https://news.detik.com/berita/d-2908673/ini-deretan-kekayaan-fuad-amin-yang-didakwa-hasil-pencucian-uang, diakses 06 Juli 2024.

https://www.ppatk.go.id/siaran_pers/read/1109/siaran-pers-deteksi-korupsi-melalui-pemanfaatn-aplikasi-politically-exposed-person.html, diakses 02 Juli 2024.




DOI: http://dx.doi.org/10.30659/rlj.3.4.%25p

Refbacks

  • There are currently no refbacks.


Ratio Legis Journal has been indexed in: