THE JUSTICE IN CREDIT AGREEMENTS WITH CLAUSULA STANDARD

Lathifah Hanim

Abstract


Standard agreements have long been used in various contracts, the use of standard agreements is closely related to advances in the economy that require efficiency in spending costs, time and energy. A standard agreement is an agreement whose terms are standardized or determined by one party only, while the other party can only agree to it. The research objective is to determine and analyze the fairness of the credit agreement in the presence of standard clausulas. The research method uses juridical empirical. The results of the research are Contract justice can be seen in an agreement when both parties reach an agreement to bind themselves together without any pressure from other parties, in this case the contract is carried out voluntarily. Negotiations carried out in an agreement can also avoid one-sided contracts, and this is one of the first steps in creating a fair contract.


Keywords


Credit Agreement; Fairness; Standard Clausula.

Full Text:

PDF

References


Abdul kadir Muhammad, Hukum dan Penelitian Hukum, Citra Aditya Bakti, Jakarta, 2004;

Abdul Kadir Muhammad, Hukum Perjanjian, Alumni, Bandung, 2006;

Ahmadi Miru dan Sutarman Yodo, Hukum Perlindungan Konsumen, Raja Grafindo Persada, Jakarta, 2004;

Eva Zulfa Nailufar,Pengupahan Berkeadilan Menurut Hukum Islam, Kajian UMP DKI, A-Empat, Jakarta, 2014;

Firya Oktaviarni, Penerapan Klausula Baku dalam Perjanjian Pembiayaan Konsumen Menurut Undang-Undang Nomor 8 Tahun 19 99 tentang Perlindungan Konsumen, Jurnal Ilmu Hukum, Volume 6, Nomor 2, 2015;

Gatot Supramono, Perbankan dan Masalah Kredit, Rineka Cipta, Jakarta, 2009;

Gunawan Widjaja dan Ahmad Yani Hukum Tentang perlindungan Konsumen, Cet.Ketiga, Jakarta: Gramedia, 2003;

H.ManS.Sastrawidjaja, Bunga Rampai Hukum Dagang, Alumni, Bandung, 2005;

Imam Sjahputra, Perlindungan Konsumen dalam Transaksi Elektronik, Alumni, Bandung, 2015;

Johny Khoesoema Hioe, Anis Mashdurohatun, Gunarto, Irwan Jasa Tarigan, Reconstruction of Pretrial Institution Function in Supervising Investigator Authorization Based on Justice Value with Moderating Role of Supply Chain Management, International Journal of Supply Chain Management, Vol. 9, No. 3, June 2020;

Jonneri Bukit, Made Warka dan Krisnadi Nasution, Eksistensi Asas Keseimbangan Pada Kontrak Konsumen Di Indonesia, Jurnal Ilmu Hukum, Vol.14, No.28 Agustus 2018;

Lathifah Hanim, MS.Noorman, Penyelesaian Perjanjian Kredit Bank Sebagai Akibatforce Majeure Karena Gempa Di Yogyakarta, Jurnal Pembaharuan Hukum, Volume III No. 2 Mei - Agustus 2016;

Lexy J. Moleong, Metodologi Penelitian Kualitatif, Remaja Rosdakarya Offset, Bandung, 1998;

M.Roesli, Sarbini, Bastianto Nugroho, Kedudukan Perjanjian Baku Dalam Kaitannya Dengan Asas Kebebasan Berkontrak, Jurnal Ilmu Hukum, Volume 15 Nomor 1 Februari 2019-Juli 2019;

Munir Fuady, Hukum Kontrak (Dari Sudut Pandang Hukum Bisnis), Second Book, Citra Aditya Bakti, Jakarta, 2003;

Ronny Hanitiyo Soemitro, Metodologi Penelitian Hukum, Ghalia Indonesia Jakarta, 1990;

Salim Hs, Perancangan Kontrak dan Memorandum of Understanding (MoU), Sinar Grafika, Jakarta, 2007;

Sri Gambir Melati Hatta, Beli-Sewa Sebagai Perjanjian Tak Bernama: Pandangan Masyarakat dan Sikap Mahkamah Agungâ€, Cetakan ke-3, Alumni, Bandung, 2000;

Sutan Remy Sjahdeini, Kebebasan Berkontrak dan Perlindungan yang Seimbang Bagi Para Pihak Dalam Perjanjian Kredit Bank di Indonesia, xInstitut Bankir Indonesia, Jakarta, 1993;

Yanti Malohing, Kedudukan Perjanjian Baku Kaitannya Dengan Asas Kebebasan Berkontrak, Lex Privatum, Vol.V/No.4/Jun/2017.




DOI: http://dx.doi.org/10.26532/jph.v7i3.13578

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.


Jurnal Pembaharuan Hukum Indexed by :

google_scholar onesearch crossref garuda base dimension DOAJ sinta
Jurnal Pembaharuan Hukum  
Faculty of Law, UnissulaCopyright of Jurnal Pembaharuan Hukum
Jalan Kaligawe Raya KM.4, Terboyo Kulon, Genuk,ISSN 2580-3085 (Online) ISSN 2355-0481 (Print)
Semarang, Central Java, Indonesia, 50112JPH is licensed under a